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Claim Consultancy Services


The purpose of Insurance is indemnification (placing the insured in the same financial position as he was prior to the accident) for those who suffer unexpected losses.

But in practice, this purpose is not achieved in some cases. Insurance Companies sometimes “deny a claim or cut down the claim amount just to see if they can get away with it”. Insurance Regulatory and Development Authority of India has realized that the expertise of Insurance Broking industry in matters of claim settlement can be availed by policy holders. As a consequence, policy holders, of commercial lines of general insurance business are at an advantage when dealing with insurance companies on account of symmetry of knowledge and information from the broker’s expertise and guidance.

And the Authority has taken firm steps to see that the interests of the   policy holders   are protected. IRDAI   is of the view that it will be in the interest of the policy holders to provide an avenue to obtain more competent advice from Insurance Brokers   in the matter of settlement of claims; which was not available hitherto.

As per Insurance Regulatory and Development Authority of India (Insurance Brokers) Regulations, 2018, Gazette of India Notification dated 12th Jan’18, the Insurance Broker is licensed to undertake claims Consultancy services for commercial lines of general insurance business for claims

(a )         not exceeding Rs. 10 corers ,without the prior approval of IRDAI.

(b)          exceeding Rs. 10 crores ,with the prior approval of the Authority.


About us

-We, AIMS INSURANCE BROKING PVT LTD is in this area since 2012 to serve the Policy holders in getting their claims settled, effectively. We have successfully done several claim consultancy services   in (1) Fire Insurance, (2)   Motor insurance, ( 3 ) Engineering Insurance  and ( 4 ) Marine cargo Insurance. A few are in progress-negotiations are going on.

-Our Claims Department is headed by Er. A K Mani. He is technically sound both in Engineering and Insurance disciplines. He is a graduate in Mechanical Engineering, is a competent Marine Engineer, Chartered Engineer, Approved Valuer and is qualified in General Insurance. He has more than 30 years experience in Engineering related disciplines, 7 years experience as Surveyor and Loss assessor and 9 years experience in Claims Management in Insurance Broking industry. He is trained in (1) Effective Claims Management and (2) Challenges in Claims Management of Property-Fire & Engineering Insurance at College of Insurance Mumbai.

He is assisted by an able and efficient team.

We have all the negotiating skills to deal with the insurance companies as well as surveyors. We are capable of interpreting policy terms and conditions in the right direction, guiding the client in preparation for loss assessment. We are committed to fulfill their reasonable expectations in the matter of   insurance claims.

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