HomeList of Critical Illness

List of Critical Illness

List of 36 critical illnesses

• Heart attack
• Heart valve replacement because of abnormalities or defects in the body.
• Aorta surgery with the help of laparotomy or thoracotomy.
• Kidney failure
• Stroke
• Cancer
• Major transplantation of an organ such as heart, kidney, lungs, liver, or bone marrow
• Fulminant viral hepatitis which is massive necrosis of the liver caused by a virus that may lead to a liver failure
• Multiple sclerosis
• Primary pulmonary Arterial Hypertension
• Paralysis with the complete and permanent loss of one or all the limbs or is also known as paraplegia
• Permanent or total deafness
• Permanent or total blindness
• The permanent loss of speech
• Parkinson’s diseases
• Coma
• Degenerative brain disorder or Alzheimer’s disease
• Third-degree burns or major burns on the body covering at least 20% surface of the body
• Terminal illness
• Motor neuron disease
• Chronic lung disease
• Chronic liver disease
• A major head trauma
• Muscle dystrophy
• Chronic persistent bone marrow failure which leads to anemia
• Benign brain tumor
• Encephalitis
• Poliomyelitis
• Bacterial meningitis due to an inflammation of brain membranes or the spinal cord
• Craniotomy or brain surgery
• Full-blown AIDS
• AIDS contracted by medical staff, where it is caused due to an injury or an exposure to the contaminated blood
• If the victim has contracted AIDS due to the blood transfusion when receiving infective blood
• The universal necrosis of the brain cortex or Apallic syndrome
• Various other serious coronary heart diseases are caused due to the narrowing of the lumen of the three major arteries- the Circumflex, RCA (right coronary artery), LAD (Left Anterior Descending artery.
The above-mentioned diseases fall under the category of critical illness insurance. If the person wants to claim this insurance, they should have their diseases verified with blood tests, MRI, or a CT scan as per the requirement. It must be done under the supervision of a certified medical professional. With all these procedures, the factor of transparency is a must. Wherein, it is essential to disclose any existing illness, deficiency, or disorder that the person might be suffering from during that time period.
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